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Hurricane Florence Recovery Resources

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FEMA & SBA Disaster Assistance 

DEADLINE EXTENDED!  Deadline is December 13, 2018

After extensive effort to document damage around the county, Chatham County Emergency Management received notice recently that residents and business owners in the county may now apply for FEMA and Small Business Administration disaster assistance for uninsured and underinsured damage and losses resulting from Hurricane Florence.

Important information about applying for FEMA and SBA grants:

  • To be eligible, the storm damage and losses must have occurred as a result of Hurricane Florence between Sept. 7 and Sept. 29, 2018. 
  • If you have a homeowner’s or flood insurance policy, file your insurance claim before applying for FEMA disaster assistance.
  • For qualified homeowners and renters, disaster grants will help pay for basic repairs to make a home habitable, temporary rental assistance, and serious disaster-related needs not covered by insurance or other sources.
  • The US Small Business Administration provides disaster assistance, including low-interest disaster loans, for businesses of all sizes (including landlords), private nonprofits, homeowners and renters. Excluding insurance, SBA serves as the primary source of money for the long-term rebuilding of disaster-damaged private property.

The deadline to apply for property damage relief is midnight on December 13, 2018. The deadline for SBA economic loss applications is June 14, 2019.


  • FEMA:  To apply for assistance, visit online or call toll-free 1-800-621-3362 (voice, 711, or VRS) or 800-462-7585 (TTY) between 7 AM to 11 PM EST seven days a week until further notice. Multilingual operators are available
  • SBA: For more information on SBA LOANS and to get started with an application, CLICK HERE. Note that homeowners also can get very low interest loans through the SBA to help rebuild or repair homes damaged by Hurricane Florence.

Food Assistance 

Some residents in Chatham County will be able to apply for help buying food through the Disaster Supplemental Nutrition Assistance Program (D-SNAP) from November 1-9, 2018. This assistance was opened up to Chatham residents after FEMA added the county to its list of disaster relief counties. It provides a stipend to help replace food lost due to Hurricane Florence. Applicants must meet income requirements. For more information, CLICK HERE.

Chatham Waives Inspection Fees for Hurricane Damaged Property

Chatham County Permitting & Building Inspections will waive fees for inspection of property damaged by Hurricane Florence. However, please be aware of the following:

  • Complete an inspection application first. You can start this process online. CLICK HERE. Or call (919) 542-8230.
  • If the inspector determines that the damage is not related to Hurricane Florence, you will have to pay the inspection fee

Assistance for Agricultural Damage

Soil & Water Conservation Funding: 

Through November 9, 2018, the Chatham Soil & Water Conservation District has funds that can provide some funding to farms with damage from Hurricane Florence. The funds can be used to implement specific best management practices (BMPs). Read more at:

NC Department of Agriculture Hotline: 

The N.C. Department of Agriculture and Consumer Services has a hotline to connect farmers and agri-business operators with resources that can assist with agricultural disasters. The toll-free number is 1-866-645-9403 on Monday through Friday, 8 am to 5 pm.  Other state resources can be found at: 

USDA-NRCS Assistance:

The USDA-Natural Resources Conservation Service (NRCS) in North Carolina has established two special Environmental Quality Incentives Program (EQIP) sign-ups to help farmers and ranchers that suffered damage to working lands and livestock mortality as a result of Hurricane Florence. EQIP is available to help farmers treat the on-farm problems caused by the high winds, rainfall and flood waters due to Hurricane Florence across the entire State of North Carolina.

See the news release for more details- Click here

Visit their website-

National Flood Insurance Claims

Below are steps you can take to begin the recovery process, plus step-by-step guidance to walk you through the claims process for Hurricane Florence. More information by reading What to do After the Flood.

  1. DETERMINE YOUR FLOOD LOSS AND REPORT YOUR CLAIM: Once it’s deemed safe by local officials, and you ensured the gas and electricity lines have been turned off, examine your property to determine if there is flood damage. If there is, contact your agent or insurance company to start your flood insurance claim and ask for an Advance Payment to help you begin recovering.
  2. START CLEANING UP, BUT DOCUMENT YOUR DAMAGE FIRST: Be sure to document your flood loss using photos and videos before you start cleaning up your home. Please keep in mind that as a FEMA flood insurance policyholder, it is your responsibility to minimize the growth and spread of mold as much as possible. Learn more about the Guidelines for Flood Clean Up for NFIP Policyholders.

Once you have done these steps, visit: